Indian Residents > Life Insurance

To begin with why do people need life insurance in the first place? An insurance policy is primarily meant to protect the income of the family's breadwinner. Life insurance is a financial resource for your family and loved ones in case of your death. Insurance companies help take the financial sting out of a loss of life by collecting money from the subscribers to the program, investing the amount, and distributing a sum of money back to the subscriber or to the subscriber's estate after death.

Life insurance is a contract between the insured and the insurance company in which the company provides your beneficiary (ies) with a certain amount of money upon your death. In return, you make periodic payments (premiums) to an amount that depends on medical history, age, gender, and occupation.

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